Merchant onboarding
Self-serve merchant clients with a publish and archive lifecycle and a discovery directory of their offerings.
Solutions
Multi-party money, split and settled on one ledger.
Marketplaces move money between buyers, sellers, and the platform on every transaction. WalletD handles the wallets, the commission splits, and the payouts, and keeps every leg on books that reconcile.
The problem
Every transaction is really three or four.
A single sale on a marketplace fans out into a buyer debit, a seller credit, a platform fee, and often a reward. Get the split logic wrong once and you owe someone money you cannot trace.
- Commission math scattered across services that drift out of sync.
- Payout runs reconciled by hand against a spreadsheet of references.
- Refunds that forget to claw back the fee or the reward.
- No single place that says what each merchant is actually owed.
How WalletD fits
Commission, payouts, and statements, handled.
Split at capture
Three-level commission resolved most-specific-wins (offering, then merchant, then platform default), split the moment a payment captures.
Merchant payouts
Payouts post to the ledger first, then produce a settlement statement with an external reference for reconciliation.
Refunds that unwind cleanly
Partial and full refunds recorded as contra postings, with proportional fee return and reward clawback handled for you.
Per-merchant statements
Sales summaries where net equals amount minus fee minus commission minus refunded, computed from the ledger, not a spreadsheet.
Platform-funded promotions
Fund merchant rewards from a marketing budget with caps and campaign windows, all tracked on the same books.
Early access
Become a design partner.
We are working with a small number of teams building wallet and money products on WalletD. If that is you, let's talk. You will get direct access to the people who built it.